Why Buying or Selling as an NRI Is Different
The core process — shortlisting, diligence, negotiation, registry — is the same as any transaction. What's different is everything around it: you can't casually visit a shortlisted property on a weekend, you likely need a Power of Attorney for someone to act on your behalf, banks require different documentation for NRE/NRO-linked home loans, and repatriating proceeds after a sale involves RBI/FEMA compliance that a purely domestic seller never has to think about.
Getting Your Power of Attorney Right
A Power of Attorney executed outside India typically needs to be notarized and attested (often through the Indian consulate/embassy in your country of residence) before it's valid for use in an Indian property transaction. Getting this wrong — wrong format, missing attestation, unclear scope of authority — is one of the most common causes of delay for NRI transactions. We can point you to the correct process for your specific country of residence and review the document before it's used.
Buying Property as an NRI
NRIs (and OCI cardholders) can generally purchase residential and commercial property in India without special permission, though agricultural land, plantation property and farmhouses carry restrictions. We help confirm the property you're considering doesn't fall into a restricted category before you commit.
Selling Inherited or Family Property
A large share of our NRI clients are selling property inherited from family in India rather than buying. This typically adds a layer of succession/title verification (confirming clear legal inheritance, resolving any co-owner consent needed among siblings/relatives) before the property can be listed — we handle this diligence as a standard part of the process.
Areas We Cover
Our NRI services apply across all the markets we serve — Mohali, Chandigarh, Panchkula, and the wider Punjab, Haryana and Delhi NCR region — see our full areas guide.
Frequently Asked Questions
Not necessarily — with a properly executed Power of Attorney and our on-ground representation, most steps can be handled remotely. Some processes (like certain registry formalities) may still require your presence or your POA holder's presence in person.
Yes — most major banks and NBFCs offer NRE/NRO-linked home loans to NRIs, though documentation requirements differ from resident applications. We can connect you with lenders experienced in NRI cases.
It involves RBI/FEMA compliance and is subject to limits and documentation requirements that a chartered accountant or your bank's NRI desk should confirm for your specific situation — we can point you toward the general process but always recommend professional tax/compliance advice for the specifics.
Generally no — agricultural land, plantation property and farmhouses carry restrictions for NRIs under FEMA rules, unlike residential or commercial property. We'll flag this if a property you're considering falls into a restricted category.